Retirement is a whole new stage in your life, and it should be on your terms. It takes careful financial planning for your dreams to be realized but we're here to help you ​​'Live for Today, Plan for Tomorrow.'
RETIREMENT
Similar to when you should retire, there’s no hard and fast rule on the dollar figure you need. It depends on factors like what you want to do, where you want to live and the lifestyle you want. It can help to think of what percentage of your income you want to replace when you retire.  

​It’s also important to keep in mind the length of your retirement. You may need to plan for 20-30 years of retirement or more since we’re living longer. So, when you’re analyzing how long your savings will last, it’s a good idea to over-estimate the length of your retirement to ensure you’ll have enough.  With thoughtful planning, the life of a retiree can, and should, be everything you want it to be.
Picture
Are you wondering if you are able to retire yet? Click the calculator to get a better idea!
CANADIAN PENSION PLAN
​Did you know that fewer than 1% of Canadians choose to delay benefits to age 70. In fact, over the past decade, Canadians have most commonly taken their CPP benefits as soon as they are eligible – at age 60 – perhaps without considering the far-reaching financial effects of this decision. In doing so, they are unknowingly giving up substantial lifetime income – as well as protection against financial market risks, the possibility of high inflation, living longer than anticipated and the anxiety of potentially running out of money in retirement. 

When to claim benefits from the Canada Pension Plan (CPP) is an important financial decision for retiring Canadians. With an ageing population and widespread concern that Canadians are inadequately prepared for retirement, it is critical that retiring workers understand how to get the most from the CPP program. 

​For more comprehensive  information please click below to download the findings released by The National Institute on Ageing (NIA) and the FP Canada Research Foundation:
​